domain-overlays-compose-simultaneously-at-runtime

Multiple domain overlay skills (e.g., fintech-overlay + b2b-enterprise-overlay + indian-market-ux) can be activated and composed simultaneously by master-orchestrator based on domain-classifier output. Overlays apply additive constraints without conflicting — regulatory (RBI), enterprise (SSO/SLA), and UX (vernacular/UPI) rules stack cleanly. This enables multi-dimension domain specialization with a single intent.