hook-regex-cmd-start-not-backup-anchors-required

Destructive-ops-blocker hooks using bare word-boundary regex (\b) have two structural false-positive flaws: (1) \b matches backup filenames like MEMORY.md.bak.123 because dot is a non-word character, and (2) pattern matches ‘rm’ anywhere in command string including echo literals. Fix requires CMD_START anchor (^|[;&|`(]\s*) and NOT_BACKUP lookahead (?![.\w]) on every Critical Path pattern. Added 12-case test suite to hook to prevent regression.